PRIVACY
POLICY
Last updated
July 01, 2023
This privacy
notice for GURUMOSHAI (‘we’, ‘us’, or ‘our), describes how and why we might
collect, store, use, and/or share (“process”) your information when
you use our services (‘Services’), such as when you:
Visit our
website at https://gurumosal.com/, or any website of ours that links to this
privacy notice
Engage with
us in other related ways, including any sales, marketing, or events
Questions or
concerns? Reading this privacy notice will help you understand your privacy
rights and choices. If you do not agree with our policies and practices, please
do not use our Services. If you still have any questions or concerns, please
contact us at info@gurumosal.com
SUMMARY OF
KEY POINTS
This summary
provides key points from our privacy notice, but you can find out more details
about any of these topics by clicking the link following each key point or by
using our table of contents below to find the section you are looking for.
What
personal information do we process? When you visit, use, or navigate our
Services, we may process personal information depending on how you interact
with us and the Services, the choices you make, and the products and features
you use. Learn more about personal information you disclose to us.
Do we
process any sensitive personal information? We do not process sensitive
personal information.
Do we
receive any information from third parties? We do not receive any information
from third parties.
How do we
process your information? We process your information to provide, Improve, and
administer our Services communicate with you, for security and fraud
prevention, and to comply with law. We may also process your information for
other purposes with your consent. We process your information only when we have
a valid legal reason to do so. Learn more about how we process your
information.
In what
situations and with which parties do we share personal information? We may
share information in specific situations and with specific third parties. Learn
more about when and with whom we share your personal information.
What are
your rights? Depending on where you are located geographically, the applicable
privacy law may mean you have certain rights regarding your personal
information. Learn more about your privacy rights.
How do you
exercise your rights? The easiest way to exercise your rights is by visiting
——— or by contacting us.
We will
consider and act upon any request in accordance with applicable data protection
laws.
Want to
learn more about what we do with any information we collect? Review the privacy
notice in full.
TABLE OF
CONTENTS
1. WHAT
INFORMATION DO WE COLLECT?
2. HOW DO WE
PROCESS YOUR INFORMATION?
3. WHAT
LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?
4. WHEN AND
WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION
5. DO WE USE
COOKIES AND OTHER TRACKING TECHNOLOGIES?
6. HOW DO WE
HANDLE YOUR SOCIAL LOGINS?
7. HOW LONG
DO WE KEEP YOUR INFORMATION?
8. WHAT ARE
YOUR PRIVACY RIGHTS?
9. CONTROLS
FOR DO-NOT-TRACK FEATURES
10. DO
UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
11. DO OTHER
REGIONS HAVE SPECIFIC PRIVACY RIGHTS?
12. DO WE
MAKE UPDATES TO THIS NOTICE?
13. HOW CAN
YOU CONTACT US ABOUT THIS NOTICE? 14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE
DATA WE COLLECT FROM YOU?
1. WHAT
INFORMATION DO WE COLLECT?
Personal
information you disclose to us
In Short: We
collect personal information that you provide to us.
We collect
personal information that you voluntarily provide to us when you register on
the Services, express an interest in obtaining information about us or our
products and Services, when you participate in activities on the Services, or
otherwise when you contact us.
Personal
Information Provided by You. The personal information that we collect depends
on the context of your interactions with us and the Services, the choices you
make, and the products and features you use. The personal Information we collect
may include the following:
·
names
·
phone numbers
·
email addresses
Sensitive
Information. We do not process sensitive information.
Payment
Data. We may collect data necessary to process your payment if you make
purchases, such as your payment Instrument number, and the security code
associated with your payment instrument. All payment data is stored by
Razorpay. You may find their privacy notice link(s) here:
https://razorpay.com/privacy/.
Social Media
Login Data. We may provide you with the option to register with us using your
existing social media account details, like your Facebook, Twitter, or other
social media account. If you choose to register in this way, we will collect
the Information described in the section called ‘HOW DO WE HANDLE YOUR SOCIAL
LOGINS?’ below
All personal
information that you provide to us must be true, complete, and accurate, and
you must notify us of any changes to such personal information.
2. HOW DO WE
PROCESS YOUR INFORMATION?
In Short: We
process your information to provide, improve, and administer our Services,
communicate with you, for security and fraud prevention, and to comply with
law. We may also process your information for other purposes with your consent.
We process
your personal information for a variety of reasons, depending on how you
interact with our Services, including:
To
facilitate account creation and authentication and otherwise manage user
accounts. We may process your Information so you can create and log in to your
account, as well as keep your account in working order.
2. HOW DO WE
PROCESS YOUR INFORMATION?
In Short: We
process your information to provide, improve, and administer our Services,
communicate with you, for security and fraud prevention, and to comply with
law. We may also process your information for other purposes with your consent.
We process
your personal information for a variety of reasons, depending on how you
interact with our Services, including:
·
To facilitate account creation and
authentication and otherwise manage user accounts. We may process your
information so you can create and log in to your account, as well as keep your
account in working order.
·
To deliver and facilitate delivery of
services to the user. We may process your information to provide you with the
requested service.
·
To respond to user inquiries/offer support to
users. We may process your information to respond to your inquiries and solve
any potential issues you might have with the requested service.
·
To send administrative information to you. We
may process your information to send you details about our products and
services, changes to our terms and policies, and other similar information.
·
To fulfil and manage your orders. We may
process your information to fulfil and manage your orders, payments,returns,
and exchanges made through the Services.
·
To enable user-to-user communications. We may
process your information if you choose to use any of our offerings that allow
for communication with another user
·
To request feedback. We may process your
information when necessary to request feedback and to contact you about your
use of our Services.
·
To send you marketing and promotional
communications. We may process the personal information you send to us for our
marketing purposes, if this is in accordance with your marketing preferences.
You can opt out of our marketing emails at any time. For more information, see
“WHAT ARE YOUR PRIVACY RIGHTS?” below.
·
To deliver targeted advertising to you. We
may process your information to develop and display personalised content and
advertising tailored to your interests, location, and more.
·
To protect our Services. We may process your
information as part of our efforts to keep our Services safe and secure,
including fraud monitoring and prevention.
·
To identify usage trends. We may process
information about how you use our Services to better understand how they are
being used so we can improve them.
·
To determine the effectiveness of our
marketing and promotional campaigns. We may process your information to better
understand how to provide marketing and promotional campaigns that are most
relevant to you.
·
To save or protect an individual’s vital
interest. We may process your information when necessary to save or protect an
individual’s vital interest, such as to prevent harm.
3. WHAT
LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?
In Short: We
only process your personal information when we believe it is necessary and we
have a valid legal reason (Le legal basis) to do so under applicable law, like
with your consent, to comply with laws, to provide you with services to enter
Into or fulfil our contractual obligations, to protect your rights, or to
fulfil our legitimate business interests
If you are
located in the EU or UK. this section applies to you.
The General
Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid
legal bases we rely on in order to process your personal information. As such,
we may rely on the following legal bases to process your personal Information:
·
Consent. We may process your information if
you have given us permission (ie. consent) to use your personal
·
Information for a specific purpose. You can
withdraw your consent at any time. Learn more about withdrawing your consent.
·
Performance of a Contract. We may process
your personal information when we believe it is necessary to fulfil our contractual
obligations to you, including providing our Services or at your request prior
to entering into a contract with you.
Legitimate
Interests. We may process your information when we believe it is reasonably
necessary to achieve our legitimate business interests and those interests do
not outweigh your interests and fundamental rights and freedoms.
Performance of a Contract. We may process your
personal information when we believe it is necessary to fulfil our contractual
obligations to you, including providing our Services or at your request prior
to entering into a contract with you.
Legitimate
Interests. We may process your information when we believe it is reasonably
necessary to achieve our legitimate business interests and those interests do
not outweigh your interests and fundamental rights and freedoms. For example,
we may process your personal information for some of the purposes described in
order to:
·
Send users information about special offers
and discounts on our products and services
·
Develop and display personalised and relevant
advertising content for our users
·
Analyse how our Services are used so we can
improve them to engage and retain users
·
Support our marketing activities
·
Diagnose problems and/or prevent fraudulent
activities
·
Understand how our users use our products and
services so we can improve user experience
Legal
Obligations. We may process your information where we believe it is necessary
for compliance with our legal obligations, such as to cooperate with a law
enforcement body or regulatory agency, exercise or defend our legal nights, or
disclose your information as evidence in litigation in which we are involved.
Vital
Interests. We may process your information where we believe it is necessary to
protect your vital interests or the vital interests of a third party, such as
situations involving potential threats to the safety of any person.
If
you are located in Canada, this section applies to you.
We may
process your information if you have given us specific permission (i.e. express
consent) to use your personal Information for a specific purpose, or in
situations where your permission can be inferred (ie. Implied consent). You can
withdraw your consent at any time.
In some
exceptional cases, we may be legally permitted under applicable law to process
your information without your consent, including, for example:
·
If collection is clearly in the interests of
an individual and consent cannot be obtained in a timely way
·
For investigations and fraud detection and
prevention
·
For business transactions provided certain
conditions are met
·
If it is contained in a witness statement and
the collection is necessary to assess, process, or settle an insurance claim.
·
For identifying injured, ill, or deceased
persons and communicating with next of kin
·
If we have reasonable grounds to believe an
individual has been, is, or may be victim of financial abuse
·
If it is reasonable to expect collection and
use with consent would compromise the availability or the accuracy of the
information and the collection is reasonable for purposes related to
investigating a breach of an agreement or a contravention of the laws of canada
or a province
·
If disclosure is required to comply with a
subpoena, warrant, court order, or rules of the court relating to the
production of records
·
If it was produced by an individual in the
course of their employment, business, or profession and the collection is
consistent with the purposes for which the information was produced
·
If the collection is solely for journalistic,
artistic, or literary purposes
·
If the information is publicly available and
is specified by the regulations
4. WHEN AND
WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
In Short: We
may share information in specific situations described in this section and/or
with the following third parties
We may need
to share your personal information in the following situations:
·
Business Transfers. We may share or transfer
your information in connection with, or during negotiations of, any merger,
sale of company assets, financing, or acquisition of all or a portion of our
business to another company.
5. DO WE USE
COOKIES AND OTHER TRACKING TECHNOLOGIES?
In Short: We
may use cookies and other tracking technologies to collect and store your
information.
We may use
cookies and similar tracking technologies (like web beacons and pixels) to
access or store information. Specific Information about how we use such
technologies and how you can refuse certain cookies is set out in our Cookie
Notice.
6. HOW DO WE
HANDLE YOUR SOCIAL LOGINS?
In short: If
you choose to register or log in to our Services using a social media account,
we may have access to certain Information about you.
Our Services
offer you the ability to register and log in using your third-party social
media account detalls (like your Facebook or Twitter logins). Where you choose
to do this, we will receive certain profile information about you from your
social media provider. The profile information we receive may vary depending on
the social media provider concerned, but will often include your name, email
address, friends list, and profile picture, as well as other information you
choose to make public on such a social media platform.
We will use
the information we receive only for the purposes that are described in this
privacy notice or that are otherwise made clear to you on the relevant
Services. Please note that we do not control, and are not responsible for, other
uses of your personal information by your third-party social media provider. We
recommend that you review their privacy notice to We will use the information
we receive only for the purposes that are described in this privacy notice or
that are otherwise made clear to you on the relevant Services. Please note that
we do not control, and are not responsible for, other uses of your personal
information by your third-party social media provider. We recommend that you
review their privacy notice to understand how they collect, use, and share your
personal information, and how you can set your privacy preferences on their
sites and apps.
7. HOW LONG
DO WE KEEP YOUR INFORMATION?
In Short: We
keep your information for as long as necessary to fulfil the purposes outlined
in this privacy notice unless otherwise required by law.
We will only
keep your personal information for as long as it is necessary for the purposes
set out in this privacy notice, unless a longer retention period is required or
permitted by law (such as tax, accounting, or other legal requirements). No
purpose in this notice will require us keeping your personal information for
longer than the period of time in which users have an account with us.
When we have
no ongoing legitimate business need to process your personal information, we
will either delete or anonymize such information, or, if this is not possible
(for example, because your personal information has been stored in backup
archives), then we will securely store your personal information and isolate it
from any further processing until deletion is possible
8. WHAT ARE
YOUR PRIVACY RIGHTS?
In Short: In
some regions, such as the European Economic Area (EEA), United Kingdom (UK),
and Canada, you have rights that allow you greater access to and control over
your personal information. You may review, change, or terminate your account at
any time.
In some
regions (like the EEA, UK, and Canada), you have certain rights under
applicable data protection laws. These may include the right (1) to request
access and obtain a copy of your personal information, (ii) to request
rectification or erasure. (i) to restrict the processing of your personal
information; and (iv) if applicable, to data portability. In certain
circumstances, you may also have the right to object to the processing of your
personal information. You can make such a request by contacting us by using the
contact detailed provided in the section HOW CAN YOU CONTACT US ABOUT THIS
NOTICE?
8. WHAT ARE
YOUR PRIVACY RIGHTS?
In Short: In
some regions, such as the European Economic Area (EEA), United Kingdom (UK),
and Canada, you have rights that allow you greater access to and control over
your personal Information. You may review, change, or terminate your account at
any time.
In some
regions (like the EEA, UK, and Canada), you have certain rights under
applicable data protection laws. These may Include the right (i) to request
access and obtain a copy of your personal information, (ii) to request
rectification or erasure, (i) to restrict the processing of your personal
information; and (iv) if applicable, to data portability. In certain
circumstances, you may also have the right to object to the processing of your
personal information. You can make such a request by contacting us by using the
contact details provided in the section ‘HOW CAN YOU CONTACT US ABOUT THIS
NOTICE?! below
We will
consider and act upon any request in accordance with applicable data protection
laws.
If you are
located in the EEA or UK and you believe we are unlawfully processing your
personal information, you also have the right to complain to your Member State
data protection authority or UK data protection authority.
If you are
located in Switzerland, you may contact the Federal Data Protection and
Information Commissioner.
Withdrawing
your consent: if we are relying on your consent to process your personal
information, which may be express and/or implied consent depending on the
applicable law, you have the right to withdraw your consent at any time. You
can withdraw your consent at any time by contacting us by using the contact
details provided in the section ‘HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
below.
However,
please note that this will not affect the lawfulness of the processing before
its withdrawal nor, when applicable law allows, will it affect the processing
of your personal information conducted in reliance on lawful processing grounds
other than consent.
Opting out
of marketing and promotional communications: You can unsubscribe from our
marketing and promotional communications at any time by clicking on the
unsubscribe link in the emails that we send, replying ‘STOP’ or “UNSUBSCRIBE”
to the SMS messages that we send, or by contacting us using the details
provided in the section ‘HOW CAN YOU CONTACT US ABOUT THIS NOTICE? below. You
will then be removed from the marketing lists. However, we may still
communicate with you for example, to send you service-related messages that are
necessary for the administration and use of your account, to respond to service
requests, or for other non-marketing purposes.
If you would
at any time like to review or change the information in your account or
terminate your account, you can: Log in to your account settings and update
your user account.
Upon your
request to terminate your account, we will deactivate or delete your account
and information from our active databases. However, we may retain some
information in our files to prevent fraud, troubleshoot problems, assist with
any investigations, enforce our legal terms and/or comply with applicable legal
requirements.
Cookies and
similar technologies: Most Web browsers are set to accept cookies by default.
If you prefer, you can usually choose to set your browser to remove cookies and
to reject cookies. If you choose to remove cookies or reject cookies, this
could affect certain features or services of our Services. You may also opt out
of interest-based advertising by advertisers on Our Services.
If you have
questions or comments about your privacy rights, you may email us at info@gurumosal.com
9. CONTROLS
FOR DO-NOT-TRACK FEATURES
Most web
browsers and some mobile operating systems and mobile applications include a
Do-Not-Track (DNT”) feature or setting you can activate to signal your
privacy preference not to have data about your online browsing activities
monitored and collected. At this stage no uniform technology standard for
recognising and implementing DNT signals has been finalised. As such, we do not
currently respond to DNT browser signals or any other mechanism that automatically
communicates your choice not to be tracked online. If a standard for online
tracking is adopted that we must follow in the future, we will inform you about
that practice in a revised version of this privacy notice.
10. DO
UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
In Short: If
you are a resident of California, Virginia, Colorado, Connecticut, you are
granted specific rights regarding access to your personal information
What
categories of personal information do we collect?
We have
collected the following categories of personal information in the past twelve
(12) months:
|
Category |
Examples |
Collected |
|
A. Identifiers |
Contact details, such as real name, allas, postal address,
telephone or mobile contact number, unique personal identifier, online
identifier, Internet Protocol address, email address, and account name |
NO |
|
B. Protected classification characteristics under state or
federal law |
B. Protected classification characteristics under state or
federal law |
NO |
|
C. Commercial information |
Transaction information, purchase history, financial details.
and payment information |
NO |
|
D. Biometric information |
Fingerprints and voiceprints |
NO |
|
E. Internet or other similar network activity |
Browsing history, search history, online behaviour, interest
data, and interactions with our and other websites applications, systems, and
advertisements |
NO |
|
F. Geolocation data |
Device location |
NO |
|
G. Audio, electronic, visual, thermal, olfactory or similar
information |
Images and audio, video or call recordings created in connection
with our business activities |
NO |
|
H. Professional or employment-related information |
Business contact details in order to provide you our Services at
a business level or job title, work history, and professional qualifications
if you apply for a job with us |
NO |
|
1. Education information |
Student records and directory information |
NO |
|
J. Inferences drawn from collected personal information |
Inferences drawn from any of the collected personal Information
listed above to create a profile or summary about. for example, an
individual’s preferences and characteristics |
NO |
|
K. Sensitive personal information |
|
NO |
|
L. Personal information as defined in the California Customer
Records statute |
Name, contact information, education, employment, employment
history, and financial information |
NO |
We may also
collect other personal information outside of these categories through
instances where you interact with us in person, online, or by phone or mail in
the context of:
·
Receiving help through our customer support
channels:
·
Participation in customer surveys or
contests; and
·
Facilitation in the delivery of our Services
and to respond to your inquiries.
How do we
use and share your personal information?
Learn about
how we use your personal information in the section, ‘HOW DO WE PROCESS YOUR
INFORMATION?
More
information about our data collection and sharing practices can be found in
this privacy notice.
Will your
information be shared with anyone else?
We may
disclose your personal information with our service providers pursuant to a
written contract between us and each service provider. Learn more about who we
disclose personal information to in the section, “WHEN AND WITH WHOM DO WE
SHARE YOUR PERSONAL INFORMATION?
We may use
your personal information for our own business purposes, such as for
undertaking internal research for technological development and demonstration.
This is not considered to be ‘selling’ of your personal information.
We have not
disclosed, sold, or shared any personal information to third parties for a
business or commercial purpose in the preceding twelve (12) months. We will not
sell or share personal information in the future belonging to website visitors,
users, and other consumers.
California
Residents
California
Civil Code Section 1798.83, also known as the ‘Shine The Light’ law, permits
our users who are California residents to request and obtain from us, once a
year and free of charge, information about categories of personal information
(if any) we disclosed to third parties for direct marketing purposes and the
names and addresses of all third parties with which we shared personal
information in the immediately preceding calendar year. If you are a California
resident and would like to make such a request, please submit your request in
writing to us using the contact information provided below.
If you are
under 18 years of age, reside in California, and have a registered account with
the Services, you have the right to request removal of unwanted data that you
publicly post on the Services. To request removal of such data, please contact
us using the contact information provided below and include the email address
associated with your account and a statement that you reside in California. We
will make sure the data is not publicly displayed on the Services, but please
be aware that the data may not be completely or comprehensively removed from
all our systems (e.g. backups, etc.).
CCPA Privacy
Notice:
The
California Code of Regulations defines a ‘resident’ as:
(1) every
individual who is in the State of Califomia for other than a temporary or
transitory purpose and
(2) every
individual who is domiciled in the State of California who is outside of the
State of California for a temporary or transitory purpose
All other
Individuals are defined as ‘non-residents’
If this
definition of ‘resident’ applies to you, we must adhere to certain rights and
obligations regarding your personal information.
Your rights
with respect to your personal data
Right to
request deletion of the data Request to delete
You can ask
for the deletion of your personal information. If you ask us to delete your
personal information, we will respect your request and delete your personal
information, subject to certain exceptions provided by law, such as (but not
limited to) the exercise by another consumer of his or her right to free
speech, our compliance requirements resulting from a legal obligation, or any
processing that may be required to protect against illegal activities.
Right to be
informed Request to know
Depending on
the circumstances, you have a right to know!
·
whether we collect and use your personal
information;
·
the categories of personal information that
we collect;
·
the purposes for which the collected personal
information is used:
·
whether we sell or share personal information
to third parties;
·
the categories of personal information that
we sold, shared, or disclosed for a business purpose:
·
the categories of third parties to whom the
personal information was sold, shared, or disclosed for a business purpose;
·
the business or commercial purpose for collecting,
selling, or sharing personal information; and
·
the specific places of personal information
we collected about you.
In
accordance with applicable law, we are not obligated to provide or delete
consumer information that is de-identified in response to a consumer request or
to re-identity individual data to verify a consumer request.
Right to
Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
We will not
discriminate against you if you exercise your privacy rights.
Right to
Limit Use and Disclosure of Sensitive Personal Information
We do not
process consumer’s sensitive personal information
Verification
process
Upon
receiving your request, we will need to verify your identity to determine you
are the same person about whom we have the information in our system. These
verification efforts require us to ask you to provide information so that we
can match it with information you have previously provided us. For instance,
depending on the type of request you submit, we may ask you to provide certain
information so that we can match the information you provide with the
information we already have on file, or we may contact you through a
communication method (e.g. phone or email) that you have previously provided to
us. We may also use other verification methods as the circumstances dictate.
We will only
use personal information provided in your request to verify your identity or
authority to make the request. To the extent possible, we will avoid requesting
additional information from you for the purposes of verification. However, if
we cannot verify your identity from the information already maintained by us,
we may request that you provide additional information for the purposes of
verifying your identity and for security or fraud-prevention purposes. We will
delete such additionally provided information as soon as we finish verifying
you.
Other
privacy rights
·
You may object to the processing of your
personal information.
·
You may request correction of your personal
data if it is incorrect or no longer relevant, or ask to restrict the
processing of the information.
·
You can designate an authorised agent to make
a request under the CCPA on your behalf. We may deny a request from an
authorised agent that does not submit proof that they have been validly
authorised to act on your behalf in accordance with the CCPA.
·
You may request to opt out from future
selling or sharing of your personal information to third parties. Upon
receiving an opt-out request, we will act upon the request as soon as feasibly
possible, but no later than fifteen (15) days from the date of the request
submission.
To exercise
these rights, you can contact us by visiting by email at info@gurumosal.com, or
by referring to the contact details at the bottom of this document. If you have
a complaint about how we handle your data, we would like to hear from you.
Virginia
Residents
Under the
Virginia Consumer Data Protection Act (VCDPA)
“Consumer’
means a natural person who is a resident of the Commonwealth acting only in an
individual or household context. It does not include a natural person acting in
a commercial or employment context.
‘Personal
data’ means any information that is linked or reasonably linkable to an
identified or identifiable natural person. ‘Personal data’ does not include
de-identified data or publicly available information.
‘Sale of
personal data’ means the exchange of personal data for monetary consideration:
If this
definition ‘consumer applies to you, we must adhere to certain rights and
obligations regarding your personal data.
Your rights
with respect to your personal data
·
Right to be informed whether or not we are
processing your personal data
·
Right to access your personal data
·
Right to correct inaccuracies in your
personal data
·
Right to request deletion of your personal
data
·
Right to obtain a copy of the personal data
you previously shared with us
·
Right to opt out of the processing of your
personal data if it is used for targeted advertising, the sale of personal
data, or profiling in furtherance of decisions that produce legal or similarly
significant effects (‘profiling’)
Exercise
your rights provided under the Virginia VCDPA
You may
contact us by email info@gunumosal.com or visit
If you are
using an authorised agent to exercise you rights, we may deny a request if the
authorised agent does not submit proof that they have been validly authorised
to act on your behalf.
Verification
process
We may
request that you provide additional information reasonably necessary to verify
you and your consumer’s request. If you submit the request through an
authorised agent, we may need to collect additional information to verify your
identity before processing your request.
Upon
receiving your request, we will respond without undue delay, but in all cases,
within forty-five (45) days of receipt. The response period may be extended
once by forty-five (45) additional days when reasonably necessary. We will
inform you of any such extension within the initial 45-day response period,
together with the reason for the extension.
Right to
appeal
If we
decline to take action regarding your request, we will inform you of our
decision and reasoning behind it. If you wish to appeal our decision, please
email us at info@gurumosal.com Within sixty (60) days of receipt of an appeal,
we will inform you in writing of any action taken or not taken in response to
the appeal, including a written explanation of the reasons for the decisions.
If your appeal If denied, you may contact the Attorney General to submit a
complaint
Colorado
Residents
This section
applies only to Colorado residents. Under the Colorado Privacy Act (CPA), you
have the rights listed below. However, these nights are not absolute, and in
certain cases we may decline your request as permitted by law.
·
Right to be informed whether or not we are
processing your personal data
·
Right to access your personal data
·
Right to correct inaccuracies in your persona
data
·
Right to obtain a copy of the personal data
you previously shared with us
·
Right to opt out of the processing of your
personal data if it is used for targeted advertising, the sale of personal
data, or profiling in furtherance of decisions that product legal or similarly
significant effects (profiling”)
To submit a
request to exercise these rights described above, please email
info@gurumosal.com or visit
If we
decline to take action regarding your request and you wish to appeal our
decision, please email us at Info@gurumosal.com. Within forty-five (45) days of
receipt of an appeal, we will information you in writing of any action taken or
not taken in response to the appeal, including a written explanation of the
reasons for the decisions.
Connecticut
Residents
This section
applies to Connecticut residents. Under the Connecticut Data Privacy Act
(CTDPA), you have the rights listed below. However, these rights are not
absolute, and in certain cases we may decline your request as permitted by law.
·
Right to be informed whether or not we are
processing your personal data
·
Right to access your personal data
·
Right to correct inaccuracies in your
personal data
·
Right to request deletion of your personal
data
Connecticut
Residents
This section
applies to Connecticut residents, Under the Connecticut Data Privacy Act
(CTDPA), you have the rights listed below. However, these rights are not
absolute, and in certain cases we may decline your request as permitted by law.
·
Right to be informed whether or not we are
processing your personal data
·
Right to access your personal datal
·
Right to correct inaccuracies in your
personal data
·
Right to request deletion of your personal
data
·
Right to obtain a copy of the personal data
you previously shared with us
Right to opt
out of the processing of your personal data if it is used from targeted
advertising, the sale of personal data, or profiling in furtherance of
decisions that product legal or similarly significant effects (profiling’)
To submit a
request to exercise these rights described above, please email
info@gurumosal.com or visit
If we
decline to take action regarding your request and you wish to appeal our
decision, please email us at info@gurumosal.com. Within sixty (60) days of receipt
of an appeal, we will information you in writing of any action taken or not
taken in response to the appeal, including a written explanation of the reasons
for the decisions.
11. DO OTHER
REGIONS HAVE SPECIFIC PRIVACY RIGHTS?
In Short:
You may have additional rights based on the country you reside in
Australia
and New Zealand
We collect
and process your personal information under the obligations and conditions set
by Australia’s Privacy Act 1988 and New Zealand’s Privacy Act 2020 (Privacy
Act).
11. DO OTHER
REGIONS HAVE SPECIFIC PRIVACY RIGHTS?
In Short:
You may have additional rights based on the country you reside in
Australia
and New Zealand
We collect
and process your personal information under the obligations and conditions set
by Australia’s Privacy Act 1988 and New Zealand’s Privacy Act 2020 (Privacy
Act).
This privacy
notice satisfies the notice requirements defined in both Privacy Acts, in
particular: what personal information we collect from you, from which sources,
for which purposes, and other recipients of your personal information.
If you do
not wish to provide the personal information necessary to fulfil their
applicable purpose, it may affect our ability to provide our Services, in
particular:
·
offer you the products or services that you want
= manage your account with us
·
respond to or help with your requests
·
confirm your identity and protect your
account
At any time,
you have the right to request access to or correction of your personal
information. You can make such a request by contacting us by using the contact
details provided in the section “HOW CAN YOU REVIEW, UPDATE, OR DELETE THE
DATA WE COLLECT FROM YOU?
If you
believe we are unlawfully processing your personal information, you have the
right to submit a complaint about a breach of the Australian Privacy Principles
to the Office of the Australian Information Commissioner and for a breach of
the New Zealand’s Privacy Principles to the Office of New Zealand Privacy
Commissioner.
Republic of
South Africa
At any time
you have the right to request access to or correction of your personal
information. You can make such a Republic of South Africa.
At any time,
you have the right to request access to or correction of your personal
information. You can make such a request by contacting us by using the contact
details provided in the section “HOW CAN YOU REVIEW, UPDATE, OR DELETE THE
DATA WE COLLECT FROM YOU?
If you are
unsatisfied with the manner in which we address any complaint with regard to
our processing of personal Information, you can contact the office of the
regulator, the details of which are:
The
Information Regulator (South Africa)
General
enquiries: enquiries@inforegulator.org.za
Complaints
(complete POPIA/PAIA form 5): PAIAComplaints@inforequaltor.org.za
& POPIAComplaints@inforegulator.org.za
12. DO WE
MAKE UPDATES TO THIS NOTICE?
In Short:
Yes, we will update this notice as necessary to stay compliant with relevant
laws.
We may
update this privacy notice from time to time. The updated version will be
indicated by an updated ‘Revised date and the updated version will be effective
as soon as it is accessible. If we make material changes to this privacy
notice, we may notify you either by prominently posting a notice of such
changes or by directly sending you a notification. We encourage you to review
this privacy notice frequently to be informed of how we are protecting your
Information
13. HOW CAN
YOU CONTACT US ABOUT THIS NOTICE?
If you have
questions or comments about this notice, you may email us at info@gurumosal.com
or contact us by post at
GURUMOSHAI
8/514,
gayeshpur,Nadia
Gayeshpur,
West Bengal 741234
India
14. HOW CAN
YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
Based on the
applicable laws of your country, you may have the right to request access to
the personal information we collect from you, change that information, or
delete it. To request to review, update, or delete your personal information,
please visit————